Understanding Disability Insurance

If you are young and healthy, you probably haven’t given disability insurance a second thought.  But check out these statistics.  At age 30 there is an almost three in one chance that you will become disabled at least temporarily (90 days or less) at some time before...

Understanding Life Insurance: Part Two

Last week I talked about life insurance, defined some key industry terms, and gave some tips on how much insurance you should buy, if any.  Now we’re going to look at the best types of insurance, as well as how to avoid life insurance gimmick products....

Christmas Shopping Online

It’s that time of year again when the retail stores are lusting after your hard earned money and you almost need a two-wheel dolly to lug all the weekly flyers into the house.  A lot of people dread shopping now and will do anything to avoid the crowds. I have to...

Understanding Life Insurance: Part One

Life insurance is a plan where you pay money to an insurance company while you are living, and the insurance company pays your chosen beneficiary upon your death.  The longer you live, the more profit the insurance company makes.  Life insurance is a must for anyone...

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