Home Renovations: Do They Pay Off?

Home improvements are not an investment.  Even at the real estate market’s peak, most remodeling projects didn’t pay for themselves.  You should view home renovations as consumption spending – not investing – and ideally you should pay cash for consumption. This is...

If It’s Fall – It’s Fundraising Time!

This is the time of year when my doorbell rings constantly with little tykes offering up their pleas for me to purchase something from their school, team or organization fundraisers.  I dread seeing these little salespeople because I don’t want to disappoint them by...

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