Why Putting Off Retirement Savings Can Cost You

Current popular opinion is to put off retirement savings until later years when all debts are paid off and family responsibilities are reduced.  Then, when you reach your prime earning years between ages 45 and 65 you can start seriously saving and catch up. What do...

Why It’s Hard To Avoid Buying “Stuff”

We’re taught to value experiences over material things but unless you plan to never leave the house you’re going to need a whole lot of willpower to avoid buying stuff today. Have you been out window shopping lately?  There are some seriously amazing products and...

Weekend Reading: Speed Reading Edition

Whenever a new personal finance book comes out I’ll typically email the author or publisher and try to get a couple of free copies to review and then give away on this blog.  So many books have come out lately that I have piles of books lying around the house that I...

8 Retirement Mistakes To Avoid

For many of us retirement means the transition from the day-to-day grind of working to days of leisure, kicking back or puttering around and, best of all, no more schedules or alarm clocks. The other important transition is from the final days of earning money through...

Using A Synthetic DRIP To Simplify My Portfolio

I plan to put my RRSP on auto-pilot over the next few years as I start to run out of unused contribution room.  One of the first steps to simplify my portfolio was to set up a synthetic DRIP or dividend reinvestment plan.  This process allows you to reinvest your...

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