Weekend Reading: Family Tax Cut Edition

Big news out of Ottawa this week as the Harper regime unveiled its long-awaited (and controversial) plan for family income-splitting. The Conservatives announced that couples with children under 18 will be allowed to transfer up to $50,000 in income from the higher...

DIY Wills – Are They Ever A Good Idea?

56% of Canadians don’t have a signed will. What makes people avoid this necessary estate-planning document? Is it the cost? Law firms typically charge $500 to $1000 for a basic will. Or, they just don’t have the time to get around to it. You have to find a lawyer,...

Borrowing To Invest: What The Experts Have To Say

Warren Buffett famously said that investors should “be fearful when others are greedy and greedy when others are fearful.” Yet one look at statistics on leveraged investing suggests that we do the exact opposite: Investors have borrowed more money than ever to buy...

Budgets, Cash Flow Plans, and Spending. Yawn.

I know, I know. Budgets just sound like Remedial Personal Finance, don’t they? Everyone knows you’re supposed to budget, so what’s the point of another 800 words or so on the topic, right? There’s even a vague feeling that once you reach a certain point – either...

Retirement Planning For Late Starters

We’re always hearing dire warnings about how woefully unprepared boomers are for retirement.  An Ipsos-Reid survey done for CGA-Canada reports that 25% of their respondents have never made a savings contribution and 29% said they had no money left over to save after...

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