A Lannister Always Pays His Debts (And So Should You)

In The Game of Thrones, the Lannisters are the wealthiest and most powerful family in the Seven Kingdoms.  They’re not afraid to leverage their wealth to forge key alliances and advance their political agenda.  But despite being known for plotting and treachery, the...

The Burden Of Debt

An RBC survey showed that average non-mortgage debt has increased again this past year by an average of 21% or almost $2,800 for a total consumer debt load of nearly $16,000. Some reasons are given, such as lagging job growth and incomes only rising moderately, but...

3 Credit Card Products You Should Avoid

Credit card companies try to get you to sign up for secondary products and services, often forms of insurance or new and convenient ways for you to get at your credit and use it. These services are lucrative for the card issuers, but are not in your best interest....

Why Our Debt To Income Ratio Is Misleading

Much has been said about the current state of Canadian household debt.  The latest numbers from Statistics Canada revealed our debt-to-income ratio is now a record 164.6%. But what does this number really mean? In simple terms, you add up everything you owe – your...

Best Balance Transfer Credit Cards In Canada

Balance transfer credit cards can be a good deal under the right circumstances.  A 0% balance transfer card can give you time to get your spending under control and pay off your debt. With a balance transfer credit card, you transfer your high interest debt to a...

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