Shopping Beyond Your Means

I enjoy reading the Shopaholic series of books by Sophie Kinsella. As a confirmed “under-buyer,” I am the exact opposite of compulsive shopper Becky Bloomwood Brandon, so I can chuckle at her antics as she shops her way through designer boutiques with her overextended...

You and Money – What Does It Mean?

When my husband and I celebrated our first Christmas in our new home, we bought the perfect Christmas tree and set it up in front of the window. There it sat, bare of ornaments for several days. We were each waiting for the other to begin. You see, when I was growing...

Money and Happiness

A famous study co-authored several years ago by Nobel Prize winning psychologist Daniel Kahneman offered some fascinating insights into the relationship between money and happiness. The study, which analyzed the responses of 450,000 Americans, revealed that people who...

Why An Emergency Fund Is Still A Necessity

There have been a lot of news items (CBC news example) about massive layoffs resulting in bankruptcies, money crunches, and home foreclosures that I wonder if the financial planning concept of having an emergency fund is passé. Lots of people don’t think they need...

Is Impulse Buying Setting Back Your Goals?

When it comes to finding extra money for saving in your budget, we’re often told to look at your regular spending patterns. You know the drill – cut out your Starbucks habit, bring your own lunch to work, take the bus. But often it’s the irregular impulse buying that...

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