Donating To Charity

Canadians rank number two behind the United States in terms of philanthropic giving as a percentage of GDP.  There are plenty of good reasons for donating to charity, and I am going to show you how you can make the biggest impact with your time and money. By now...

How Many Clothes Do You Need Anyway?

As part of my recent resolution to simplify my life, I spent a week (yes, a week) cleaning out my clothes closet.  It’s quite a sizable closet (I’m now realizing), but I couldn’t get into the back half due to all the (..ahem!) stuff on the floor.  My poor husband’s...

Canadian Monthly Income Fund Comparison

Lately we have received a few emails from readers asking about monthly income funds from the Canadian big banks.  A monthly income fund is a type of actively managed mutual fund that emphasizes current income, either on a monthly or quarterly basis, as opposed to...

Naming An RRSP Beneficiary

An RRSP allows for a designation of a beneficiary who will receive the proceeds upon the death of the plan-holder.  Naming your RRSP beneficiary is very important.  Upon your death the market value of the RRSP can be taxed as earned income on your terminal tax return...

Things I Hate Spending Money On: Shaving

Few things are more irritating for both men and women as the act of shaving.  Most of us are required to shave regularly in order to conform to our work place policies and societal norms. I hate spending money on shaving.  If I could get away with it, I’d only...

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