How To Determine Your CPP Benefits

When planning for retirement it’s important to have at least some idea of the income you’ll be receiving.  One source of income that’s often over-estimated is your Canada Pension Plan benefits, or CPP benefits. Financial planning tools always enter the maximum CPP...

How To Avoid These 4 Investing Mistakes

Investing isn’t rocket science, but our irrational behaviour often leads to poor returns.  For the 20 years ending December 2010, the S&P 500 Index averaged 9.14% a year, but the average equity fund investor earned only 3.83% a year. This happens because we tend...

Have You Checked Out A Pawn Shop Lately?

I have to admit that I’ve always had a strange bias against pawnshops.  To me, a pawn shop was a shady business located in some dark alley in the seedy part of town, dealing in stolen goods.  In my vision, the hairy tattooed proprietor was one level above...

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