Mr. Market is the imaginary investor described in Benjamin Graham’s book, The Intelligent Investor. Driven by fear, greed, or apathy on any given day, Mr. Market invests according to his mood rather than rational analysis. It’s fair to describe Mr. Market as manic-depressive, randomly swinging from optimism to pessimism. Last year’s wild stock market ride…

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I wasn’t sure what to expect when I quit my job last year to focus on blogging, freelance writing, and my fee-only financial planning business. My top priority was to make sure we were able to maintain our current spending and savings rate. In other words, I didn’t want this transition to have any negative…

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