Tackling Changes To Your Retirement Income Plan

Spending money is easy. Saving and investing is supposed to be the difficult part. But there’s a reason why Nobel laureate William Sharpe called “decumulation”, or spending down your retirement savings, the nastiest, hardest problem in finance. Indeed, retirement planning would be easy if we knew the following information in advance: Future market returns and…

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Weekend Reading: Housing Market Crash Edition

Will we see a housing market crash in 2020 and beyond? The Canadian Mortgage and Housing Corporation (CMHC) published its housing market outlook this week and, well, their forecast for home sales and prices look pretty bleak. Housing starts are expected to see a decline of between 51% to 75%, and not begin to recover…

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