by Robb Engen | Feb 18, 2019 | Retirement
It might seem counterintuitive to spend down your own retirement savings while at the same time deferring government benefits such as CPP and OAS past age 65. But that’s precisely the type of strategy that can increase your income, save on taxes, and protect...
by Robb Engen | Feb 16, 2019 | Around the Blogosphere
Dividend investors tend to have an almost blind faith in the steadiness of companies in which they invest. They want to invest in businesses that have paid dividends for many years and, more importantly, have a track record of growing those dividends each year for...
by Robb Engen | Feb 14, 2019 | Taxes
February is RRSP season, which for many Canadians means an annual trip to the bank to make an RRSP contribution before the deadline (March 1, 2019). It might be tempting to take out a loan if you don’t have the cash available to make a contribution – the rationale...
by Robb Engen | Feb 9, 2019 | Around the Blogosphere
In 2012, personal finance commenter Preet Banerjee wrote a piece for the Globe & Mail debunking a widely quoted research paper on the value of financial advice. The study, published by the CIRANO group, reported that “on average, participants retaining the...
by Robb Engen | Feb 8, 2019 | Investing
I ditched my financial advisor about a decade ago and started investing on my own. I was fed up with paying high fees for underperforming mutual funds. Dividend paying stocks were growing in popularity and so I decided to take the plunge and build my own portfolio of...
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