by Robb Engen | Aug 9, 2019 | Investing
The research firm DALBAR has been studying the behaviour of mutual fund investors for 25 years. Each year the firm reports how poorly investors fared relative to their benchmark index over time. What the data repeatedly shows is a ‘behaviour gap’ that...
by Robb Engen | Aug 5, 2019 | Around the Blogosphere
“Shipping and delivery comes to $160? Forget it!” That was my reaction to the idea of placing an online order for Ikea furniture to be delivered to our home in Lethbridge. Besides the high price tag, the items would also take weeks to arrive. I had to find...
by Robb Engen | Jul 31, 2019 | Personal Finance
Frugality can only take you so far on the road to financial independence. That’s because there’s a limit to how much you can save. We all need a place to live, food to eat, Netflix to watch. It’s right there on Maslow’s Hierarchy of Needs. Strip your budget down to...
by Robb Engen | Jul 27, 2019 | Around the Blogosphere
In a normal interest rate environment, fixed rate mortgage tend to be more expensive than variable rate mortgages. Borrowers pay a premium for predictability – knowing exactly what their interest rate and mortgage payment will be for a five-year period. For that...
by Robb Engen | Jul 22, 2019 | Retirement
In previous articles I’ve looked at reasons to delay taking CPP until age 70, along with explanations why you might want to take CPP earlier at age 60. But in this article I’m going to explain why you shouldn’t take CPP at age 65. The most compelling...
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