Don’t Let Slow Wage Growth Derail Financial Freedom

When I worked in the hotel industry our management liked to use a phrase called ‘manage the gap’. The goal was to maintain a 2 percent gap between revenue growth and expense growth. So if expenses were forecast to rise by 3 percent, we’d want to see...

Where Do You Find The Time?

My wife keeps an organizer and admits to feeling stressed if she can’t tick items off her list by the end of each day. She craves routine and finds that by writing things down she’s able to be more productive throughout the day – particularly when it comes to tasks...

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