Can You Really Afford That Mortgage?

My husband and I purchased our first home when we were 23 and 21 respectively. Back then the mortgage approval process used all of his income but only 50 percent of mine. Income requirements have changed since then. If both spouses (or common-law, or other applicant)...

Why I Chose A 2-Year Fixed Rate Mortgage

Our mortgage came up for renewal this month and, even though interest rates remain historically low, I knew we’d have to renew at a higher rate than our current 1.90 percent variable rate mortgage. Last week I met with an advisor at TD, where our mortgage is...

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