What’s In Your Wallet?

I’m a self-proclaimed rewards card junkie and always try to optimize my purchases to get the most points or cash back on regular spending. I watch for juicy credit card welcome bonuses and time my new credit applications around big annual purchases like our home or auto insurance so I can easily meet any minimum…

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Are You Making Rational Financial Decisions?

Making Rational financial decisions

Economists have long argued that, given the choices available, people will make rational decisions that provide them with the greatest benefit or satisfaction. Then behavioural economics, led by the likes of Daniel Kahneman and Richard Thaler, came along and showed how people behave irrationally all the time due to psychological, cognitive, and emotional factors. For…

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