Must Read
This is a collection of articles that are considered important first reads on personal finance. It’s a great place to start for DIY savings, investing, and more.
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*Updated for Aug 1, 2025* Regular blog readers know that I’m a big proponent of passive investing with low cost, globally diversified index funds and ETFs. Why? Low fees are…
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One lesson I’ve learned from my retired clients is that it’s human nature to feel anxious about spending money – especially when the paycheque stops and you’re drawing down your…
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We like to think we make rational decisions with our money. But time and again, we fall into predictable traps—especially when it comes to how we frame our finances. One…
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A few years ago, I shared a simple yet powerful idea for managing your portfolio in retirement: hold a low-cost, globally diversified equity ETF for long-term growth, and pair it…
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I’ve spent a lot of time helping people figure out if they can retire. But what surprises many is that the harder part often comes after that: convincing them it’s…
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It was my tremendous honour and privilege to speak with the one and only David Chilton (aka The Wealthy Barber) on his latest podcast episode. We spent over an hour…
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Old Age Security (OAS) is a government program in Canada that provides a basic income to eligible seniors who have reached the age of 65. It is one of the…
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Canada Pension Plan (CPP) benefits can make up a key portion of your income in retirement. Individuals receiving the maximum CPP payments at age 65 can expect to collect $17,196…
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One reason why retirement planning is so challenging to think about is because we often go from receiving one income stream (our T4 salary income) to juggling several different income…
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Some Canadians will go to great lengths to avoid probate fees and to reduce taxes applied to their estate. Indeed, estate planning strategies such as adding an adult child to…
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