Employee Performance Management

It’s that time of year where organizations are completing their employee performance management, otherwise known as the annual performance review.  Most managers dread the annual review process as much as their employees do. Having a candid discussion with your...

A Look Back At Expenses This Year

One of the benefits of setting up a monthly budget as well as forecasting income and expenses is that at the end of the year I can review expenses in each of the areas where we spent our money and make improvements for the future. Reducing our expenses was definitely...

Things To Take Care Of Before Year End

Somewhere in between the holiday shopping, decorating, baking, kid’s school pageants, and parties you should take a moment to think about any financial issues that could be taken care of before the end of December. Related: A Monthly Financial Planning Checklist...

Perfect Asset Allocation Doesn’t Exist

You can classify most personal finance bloggers into two categories.  There are index investors and there are dividend investors.  Sometimes they cross over, but for the most part you choose one or the other.  I happen to fall in the category of dividend investor, and...

Get Out Of Credit Card Debt!

My current MasterCard statement has a little notice in the top corner stating that if I only make the minimum payment on my bill, it will take about 18 months to pay off the credit card balance.  This is on a balance of $165 and a relatively low interest rate of...

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