Is Your Investment Loan Tax Deductible?

If the interest you are paying on your investment loan is tax deductible, then it’s usually considered good debt, as it is the equivalent of paying a lower rate of interest on the loan.  However, not all investment loans qualify.  An investment loan must meet certain...

American Depository Receipts

American Depository Receipts, or ADRs, are stock certificates of a foreign company that are registered in the name of a U.S. trust company or investment bank, which issues receipts against the shares. The receipts trade on the U.S. stock markets – Nasdaq or New York...

Is A Long Commute Destroying Your Job Satisfaction?

For many of us, commuting to work is routine and causes little concern.  Others, however, consider it a waste of time and a source of stress and frustration.  This is especially true for workers whose commutes seem to take an eternity and are made even slower by...

Financial Procrastination: Paying The Price

Procrastination is probably the most common excuse for not getting important things done.  It causes us grief at school, work and in our private lives.  Apparently an immediate distraction is far more appealing than a longer-term goal. Procrastination is my secret...

ecoEnergy Retrofit Program

When I heard this winter is projected to be the coldest in Canadian history I felt it would be prudent to replace our 35-year-old furnace that had been clunking and coughing for the last two years. Replacing a furnace is a considerable expenses, so I decided to...

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