Will You Be Better Off Financially Next Year?

There’s a lot of uncertainty surrounding the global economy these days.  There’s the debt crisis in Europe, and a myriad of economic problems in the United States.  Here in Canada, household debt has reached an all-time high and record low interest rates...

Is Your Investment Loan Tax Deductible?

If the interest you are paying on your investment loan is tax deductible, then it’s usually considered good debt, as it is the equivalent of paying a lower rate of interest on the loan.  However, not all investment loans qualify.  An investment loan must meet certain...

American Depository Receipts

American Depository Receipts, or ADRs, are stock certificates of a foreign company that are registered in the name of a U.S. trust company or investment bank, which issues receipts against the shares. The receipts trade on the U.S. stock markets – Nasdaq or New York...

Is A Long Commute Destroying Your Job Satisfaction?

For many of us, commuting to work is routine and causes little concern.  Others, however, consider it a waste of time and a source of stress and frustration.  This is especially true for workers whose commutes seem to take an eternity and are made even slower by...

Financial Procrastination: Paying The Price

Procrastination is probably the most common excuse for not getting important things done.  It causes us grief at school, work and in our private lives.  Apparently an immediate distraction is far more appealing than a longer-term goal. Procrastination is my secret...

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