Finances From A To Z

A is for Annuity:  An annuity provides a regular income of a fixed amount for the rest of your life, or an optional fixed time period.  A lifetime annuity would have been great when interest rates were around 12%, instead of the current rates of 2%. B is for Balanced Mutual Fund:  These funds invest…

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Why A Mortgage Payment Vacation Is A Bad Idea

We have been paying an extra $600 per month on our mortgage since we moved into our new house last summer.  We are taking advantage of increased payment options to reduce our total interest costs and pay down our mortgage faster.  Our goal is to pay off our mortgage in less than 15 years. Apparently…

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