Archive for February 2013
Do We Need To Beef Up Our CPP?
“Because it has become increasingly difficult for individuals to build their own security single-handed, government must now step in and help them lay the foundation stones.” – Franklin Roosevelt You may be worried about your retirement finances – or feeling pretty good about them. Regardless of your personal situation, you know from ongoing media coverage that…
Read More3 Credit Card Products You Should Avoid
Credit card companies try to get you to sign up for secondary products and services, often forms of insurance or new and convenient ways for you to get at your credit and use it. These services are lucrative for the card issuers, but are not in your best interest. Here are three credit card products…
Read MoreNine Ways To Protect Yourself From Identity Theft And Cyber Fraud
More and more of our personal information is ending up online these days. Social media has been a big privacy battle ground with several law suits aimed at Facebook in recent years. Other services like Twitter, Google+, LinkedIn and Pinterest are disseminating our personal information to millions of people around the world. Related: Why Electronic…
Read More25 Tips For Filing Your Own Tax Return
With the plethora of tax preparation software available, many people file their own tax return each year. But even with the software questions and guidance, many deductions are commonly overlooked, so much so that H&R Block offers a free “Second Look” for any new clients’ past year’s tax return to check for anything missed. Related:…
Read MoreWhy I Cancelled My MBNA Smart Cash Card (And How They Tried To Keep Me)
When TD bought MBNA’s credit card portfolio I knew it spelled trouble for my favourite cash back credit card, the Smart Cash card. Sure enough, about a year later, MBNA announced some pretty drastic changes to limit the amount of cash back you could earn with Smart Cash. Related: MBNA Smart Cash MasterCard Review So…
Read More20 Tips To Save Money On Gas
Drivers are monitoring gas stations and consulting websites to find the lowest available gas prices in their area. Canadians will drive a few extra blocks, or even several kilometers, out of their way to save money on gas, even if it’s just a few tenths of a cent per litre. Related: 35 Ways To Save Money…
Read MoreCan You Succeed With An All GIC Portfolio?
Conventional wisdom says that when it comes to investing for retirement your exposure to equities should equal about 100 minus your age. That means a 30-something should have up to 70 percent of his or her portfolio in equities to help maximize investment returns over time. Related: Building Your Investment Portfolio As you get older…
Read MoreWhat Will Our World Look Like In 2050?
I ran across a great infographic the other day which was originally put together by the BBC. It’s called “Tomorrow’s World” and it illustrates all the advancements that are at least somewhat likely in the next hundred years or so. I know what you’re thinking, “in the 60’s and 70’s they said I would be…
Read MoreLearn From The Boomers’ Mistakes
“Inside every older person is a younger person wondering what happened.”- Jennifer Yane. In a recent BMO survey 42% of Canadian baby boomers said that if they could go back in time, they would have started saving up for retirement much earlier in life. Baby Boomer Mistakes As they say, hindsight is 20/20 and many…
Read MoreWhat You Need To Know Before Buying A New Car
For many of us, buying a new car is probably the second biggest purchase we’ll make in our lives. It’s expensive, it’s a long term investment, and you rely on it. Most of all, no one wants to get screwed. Get informed…It’s free Until recently, invoice prices were not readily available to Canadians. Some companies…
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