Nick was in a serious car accident that left him in a coma for some time.  His wife Julia, already emotionally devastated by his condition, discovered she was not able to renegotiate their joint mortgage when it came due for renewal. Gerald’s mother, Nola, is an 87-year-old senior who still lived in their family home. …

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After writing about money for three years you’d think I’d have my own finances on auto pilot by now, but I don’t.  I still have a household budget and track my expenses every month, and I don’t pay myself first (gasp!). While I can appreciate the forced discipline of automatic saving plans, I’m not a…

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