There has been plenty of upheaval in the rewards cards space over the past 12 months.  It started when TD bought MBNA Canada’s credit card business and promptly slashed the benefits on what was arguably the best cash back credit card in the country, the Smart Cash MasterCard.  More recently, Capital One discontinued its Aspire…

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The Financial Post featured a story recently about a man in his late 40’s who had the luxury of two defined benefit pension plans.  The first pension was earned at the young age of 38, after twenty years of military service; the second plan is from his current employment with the federal government. In total,…

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