Which Credit Cards Are Best For Earning Rewards?

One of the most frequent questions readers ask is which credit cards are best for earning rewards.  Unfortunately, the most common answer is “it depends”.  Do you prefer travel rewards or cash back?  How much do you spend every month, and in which categories do you...

Do You Need A Real Estate Agent to Sell Your Home?

Any real estate agent will tell you the service he or she provides is worth every penny.  But in a hot real estate market like Toronto, do you really need one? According to the latest figures from the Toronto Real Estate Board, the average home sells in just 20...

Why Downsizing Might Not Save Your Retirement

A big decision as we get older is whether to downsize the family home.  Typically people downsize when they no longer need the larger space, or are not willing to deal with the financial and physical maintenance required of a bigger home. Financial experts suggest...

A Simple Way To Boost Your Retirement Savings

One of the core tenets of financial planning is to pay yourself first.  Automating your savings is a painless way to save for retirement and, in all likelihood, you’ll barely notice that you’re living on less. Most experts suggest putting away 10 percent of your...

Weekend Reading: Cash Is King Edition

Fans of credit card rewards have seen a bunch of changes in the travel rewards space over the last 12 months, but not much has happened on the cash back side.  That’s unfortunate because, in the battle for space in your wallet, banks and credit card issuers lost...

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