How To Save Money On Everything That Matters

How To Save Money On Everything That Matters

Regular readers will know that I haven’t had a salary increase at my public sector job in five years. Meanwhile our family is growing, with two kids coming up on seven and 10 years old. Stagnant wages plus rising household expenses meant our family was losing...
3 Reasons To Take CPP At Age 70

3 Reasons To Take CPP At Age 70

It might seem counterintuitive to spend down your own retirement savings while at the same time deferring government benefits such as CPP and OAS past age 65. But that’s precisely the type of strategy that can increase your income, save on taxes, and protect...
RRSP Loans: Why You Should (and Shouldn’t) Get One

RRSP Loans: Why You Should (and Shouldn’t) Get One

February is RRSP season, which for many Canadians means an annual trip to the bank to make an RRSP contribution before the deadline (March 1, 2019). It might be tempting to take out a loan if you don’t have the cash available to make a contribution – the rationale...

Pin It on Pinterest