Archive for July 2023

Some Canadians will go to great lengths to avoid probate fees and to reduce taxes applied to their estate. Indeed, estate planning strategies such as adding an adult child to the title of primary residence or a cottage, or as a joint owner of a non-registered account, can unknowingly expose you or your child to…

What a difference a year makes! At this time last year we owned an empty lot and had cashed out our TFSAs to help fund our new house build. Stocks were also down pretty significantly in mid-2022. Our finances were still in flux at the end of 2022 because we didn’t have a possession date…