Archive for August 2026
When the RRSP Meltdown Doesn’t Melt
Claire retired at the end of 2022, age 60, with $600,000 in her RRSP. She sat down with me to build her decumulation plan and we landed on a strategy that sounds counterintuitive to most retirees: spend down the RRSP aggressively between 61 and 69, while intentionally delaying CPP and OAS to 70. The logic…
Read MoreWeekend Reading: Why We Don’t Sell Edition
I’ve been pretty much incognito for the past month after taking one of the longest breaks of my adult life. No laptop, no Zoom calls, no blogging, and no financial plans (sorry!). One of the nice side effects of unplugging is the lack of daily news, specifically around investing and the stock market – which…
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