Could A Lottery Help Boost Our Savings Rate?

In their best selling book, Freakonomics, and its sequel Superfreakonomics, economist Steven Levitt and writer Stephen Dubner used unconventional analysis and creative storytelling to tackle problems like high crime rates, low test scores, and global warming. Related: My 20 favourite business books Their latest work – Think Like a Freak – takes us inside their…

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Weekend Reading: Stock Market Dive Edition

It’s been a rough ride for the stock market this month – the TSX is down more than seven percent in the last 30 days – leading to speculation that we’re headed for another big correction or crash. It’s been all uphill for investors over the last five years, so any blip on the radar…

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Robo-Advisor Battle Royale

The investment landscape changed this year when a new online investment model came to Canada.  Already established for years in the United States with firms like WealthFront and LearnVest – robo-advisors have made their way north of the border with hopes to disrupt the current advice model. What exactly is a robo-advisor?  Essentially it is…

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Weekend Reading: Helping Consumers Fight Back Edition

We were excited to have consumer advocate Ellen Roseman with us on the Because Money hangout last week.  We discussed how she got started in journalism and why sticking up for consumers became “her thing”. Ellen is also involved with FAIR Canada, the Canadian Foundation for Advancement of Investor Rights, and we talked about some…

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How Behavioural Biases Kept Me From Becoming An Indexer

I’ve spent the last five years convincing myself – and many of you – that I’m a sophisticated do-it-yourself investor with a sound strategy that will outperform the market over the long run. My dividend growth investment approach has indeed performed well, returning over 16% per year since 2009. But the stock market in general…

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Introducing Two New Cash Back Cards from American Express

Travel rewards credit cards got all the attention in the big Aeroplan shake-up last summer.  But now the cash back segment is getting a much-needed shot in the arm with the introduction of the new SimplyCash and SimplyCash Preferred Cards from American Express. New SimplyCash Card from American Express The SimplyCash Card – simply put…

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Wealthing Like Rabbits: Book Review And Giveaway

I’ve read a lot of personal finance books – I mean A LOT – and for the most part, unless there is a hook like the latte factor, or it is written in a unique “story” perspective like Jonathan Chevreau’s Findependence Day, the books are boring and the advice all sounds the same. Wealthing Like…

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Invest Like A Billionaire? No Thanks!

Exchange traded funds have surged in popularity over the last decade, and for good reason.  A low cost, broadly diversified fund that tracks a stock index like the S&P/TSX 60 or S&P 500 doesn’t need to pay an expensive management and research team to deliver its mandate – saving you money. But a disturbing trend…

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