Posts by Sandi Martin
You’re Not Raiding Your Retirement If You Use The Home Buyers’ Plan (Unless You Are)
From what I can tell, most of the arguments against using the Home Buyers’ Plan are really arguments against buying a house you can’t afford, or castigations of the government for incentivizing home ownership…because people are buying houses they can’t afford. Related: First Time Home Buyers – HBP or TFSA? Remember: reduced to its simplest…
Read MoreEnough With The Emergency Fund, Sort Of
The entire financial world wants you to believe that success with money is just math. It’s not. Well, it is, but – for most average, everyday people, anyway – it’s only about math eventually. First, it’s about behaviour. The idea that you can transition seamlessly from someone spending more than she makes to someone who…
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