Why We Aren’t In A Post PC World

Apple’s Steve Jobs proclaimed that we are entering the “Post-PC era” back in 2010.  This refers to a time when a PC is no longer needed since everything can be done from a tablet connected to the Internet. Post-PC technologies include tablets, touch screens and cloud computing.  Die hard Apple fans might agree with his…

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Best Financial Tip: Make More Money

Most people only dream about making more money, but in reality it’s easier than you think.  You can make more money by getting a raise or a promotion at work, or by changing careers to a more lucrative field.  You can also get a second job, or start your own business on the side. The…

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5 Common Myths About RRSPs

RRSPs have been around for several decades enabling investors to save for their retirement while deferring taxes paid.  Everybody knows the rules by now – or do they? Here are some common myths and misconceptions about RRSPs. RRSP Myths Myth #1:  You have to be over the age of 18 to contribute to an RRSP.…

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Why I Became A DIY Investor

I haven’t always been a DIY investor.  Like many Canadians, I started investing in mutual funds through a financial advisor at my bank. I was getting matching RRSP contributions from my employer, up to 2% of my salary each year, but in order to get the match I had to invest through a specific bank…

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How To Save Money By Going Green

While big corporations and governments can have a big impact on the environment – for better or for worse – individual efforts to “go green” can add up too.  Here’s how to save money by going green: Reducing Your Environmental Footprint You can reduce your environmental footprint and make the planet a cleaner, healthier place…

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Free Chequing Account Comparison

More and more, Canadians are exploring their options and seeking no-fee alternatives to traditional fee-based banking products. Sure, you can get a free chequing account at one of the big banks, but you’ll need to carry a high minimum balance or limit your transactions in order to waive the monthly fees. Related: Canadian Chequing Account Comparison…

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Give Your Money Time To Grow

Try this question out on your friends – or your children. If you were to choose to get either $1,000 a day for 30 days or a penny on the first day and then double your money every day for 30 days, which would you choose? Most people will begin to silently add up the…

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5 Things To Consider When Choosing Travel Insurance

As Canadians, we have a health care system that allows us to get the treatment we need, almost anywhere.  However, in some cases our health coverage doesn’t apply across the border. If you are heading south, whether it’s for the winter in a milder climate, or a quick shopping trip, it’s important to consider travel…

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Why Today’s Appliances Look Good, But Don’t Last

When we got married several decades ago I received the usual assortment of small appliances as wedding gifts.  I remember those Harvest Gold appliances fondly, and they lasted a surprisingly long time.  In fact I still own some. So why is it that the replacements have to be replaced again every couple of years? Suspiciously,…

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