Changing The Way We Think About Mortgages
Personally I don’t believe that spending only 2.5 times your gross salary on a house is even close to being realistic anymore. Even 2.5 times gross salary on your mortgage seems like a stretch.
Read MoreThings I Wish I Had Learned Earlier
They say it’s better late than never, but thinking over the things I’ve done (or not done) in my adult life, there are some lessons I wished I had learned sooner.
Read MoreUpgrading Our House: Part Two
When it comes down to how much we can afford to spend on a house, the bank has a different opinion than I do. I take what the bank calculates with a grain of salt, as I don’t feel that anyone should extend themselves to the very limits of what they’ve been approved for.
Read MoreCanada Savings Bonds
Canada Savings Bonds (CSBs) are now on sale and I wonder if they are still as popular now as an investment option as they were in times past.
Read MoreHow To Hire Great Employees
Most interviews consist of the same questions, and savvy job seekers have memorized their answers to give you exactly what you want to hear. These are the ten most popular interview questions:
Read MoreSaving For Your Child’s Education
When my children were born I believed it was important for them to get a post secondary education (yes, even at that early age) and I planned to save as much as I could for that purpose.
Read MoreUpgrading Our House: Part One
A few weeks ago I met with our mortgage specialist at TD Canada Trust to discuss the process of upgrading our house. With a growing family, one of our goals is to move out of our 2 bedroom 1 bathroom house and build a larger house closer to where I work.
Read MoreLet The Flood Waters Stop!
I have never had a home insurance claim before, especially one of this magnitude and I have come up with some points to minimize the process if (heaven forbid) it should happen again
Read MoreUse A Credit Card: Get Free Groceries
Some people enjoy travel rewards cards, but I prefer either cash back or points towards free groceries and free gas. So how did I maximize my rewards?
Read MoreRetirement Income
I recently came across a savings calculator that determines how much you need to save to provide an income after retirement. I was quite horrified to discover that I need to put away approximately $3600 per month in order to have a lump sum large enough to provide me with an annual retirement income of $40,000.
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