Saving Money

Humans aren’t wired to make rational decisions. Our lizard brain, responsible for satisfying all of our primitive survival needs – including safety, hunger and feeling as good as possible at all times – sabotages our behaviour every day. And it can sabotage our bottom line, too. Lizard brain makes us do the same things –…

Do you want to save more money next year? Most people do. But how do you save more when there’s nothing left over at the end of the month? Try turning the problem on its head. Instead of trying to save what you don’t spend, treat saving like an expense you can’t avoid. That means…

I should’ve written this article on Sunday. Instead, my lizard brain decided to spend four hours watching football (and being disappointed by the Browns, yet again). Humans are natural procrastinators. We want to feel as good as possible all the time. That’s why we spend now and save later, eat now and diet later, binge-watch…

Mastering personal finance isn’t something that can be done overnight. It’s a journey. One filled with a lot of little steps before you can wake up one morning, confident that your money is under control. That confidence is our goal. That’s why sites like Boomer and Echo and HowToSaveMoney were created. In fact, Robb and…

Buying a vehicle is likely the second biggest purchase we’ll make in our lives. It’s expensive, a long-term investment, and you rely on it. Most of all, no one wants to overpay or end up with a lemon. Unfortunately, buying a car requires most shoppers to be organized and well-researched. Then you’ll need to spend…

Regular readers will know that I haven’t had a salary increase at my public sector job in five years. Meanwhile our family is growing, with two kids coming up on seven and 10 years old. Stagnant wages plus rising household expenses meant our family was losing purchasing power every year. What’s a personal finance blogger…

I’m often asked to share my best or favourite money saving tips. It’s hard to pin down just one when there are so many ways to save money and build lifelong financial habits and skills. That’s what financial literacy is all about, right? Here are 15 money saving tips that I try to live by: 1. Make…

Whether you’re clipping coupons, shopping at thrift stores, or lining up at Costco to save on gas, the mark of a good saver is someone who is willing to go the extra mile to save a buck or two. While some frugality traits can border on the extreme, others require less effort than you might…