Posts Tagged ‘Saving Money’
EQ Bank: Your New High-Interest No-Fee Banking Solution
What makes the EQ Bank Savings Plus Account so great? It starts with an amazing 1.70% everyday interest rate, plus zero everyday banking fees and cheap international money transfers. Read about the rest of the perks in this EQ Bank review: Over the last decade or more Canadian banking customers have had to accept two…
Read MoreCanadian High Interest Savings Account Comparison
I researched the best high interest savings accounts in Canada and found a significant difference when comparing savings accounts between banks.
Read MoreHow Often Should You Service Your Vehicle?
How often should you service your vehicle? This table shows the difference between the owner’s manual recommendations and the guidelines offered by Mr. Lube:
Read MoreHow To Save For Large Purchases
As a financial blogger I get asked all the time how to save for large purchases such as a vacation, renovation, or an expensive Christmas season. My answer is pretty simple: make a spending plan at the start of the year. I’ve been tracking my spending for many years and one thing that has allowed me to…
Read MoreAre You Wasting Time To Save Money?
A lot of people think frugality is all about saving money, and saving money on things you already buy or want to buy is a smart idea. But, are you spending too much of your time trying to save a couple of dollars? Your time is just as precious. Being frugal is making the best…
Read MoreSave Money By Avoiding Costly Add-Ons
There have been numerous studies showing how people who pay for their purchases by credit card spend more money than if they would have paid by cash because they upgrade or buy impulsively. But, a lot of people pay off their balances in full each month and use their credit cards for various reasons –…
Read MoreThe Dollar Store Boom
Once upon a time I would never have set foot in a dollar store. I thought, “Why would I waste my money on their cheap, shoddy merchandise when I can buy a better quality brand name?” Then about ten years ago dollar store giant Dollarama came to my Calgary neighbourhood. I don’t know what impulse…
Read MoreBartering for Goods and Services
There was an interesting post some time ago in the Financial Uproar blog called The Financial Planning Affordability Paradox which noted that the people who could most benefit from financial planning advice are the least likely to be able to afford it. I fully agree with Nelson that when someone is up to his or…
Read MoreWhy A Savings Plan Is Like Starting A Diet
Jeff M says, “I know that I’m supposed to be saving at least 10% of my income, maximizing my RRSP and TFSA contributions, and enrolling in my employer’s matching pension plan. But, my expenses are pared down to the bone. I have no savings and I just can’t afford to start. What do I do?”…
Read MoreWant A Better Deal? Just Ask
When I worked in the hotel industry at the front desk we had a policy that allowed us to discount a room by up to $20 per night if we thought the guest would walk away from the hotel and go elsewhere. The truth is that I rarely had to rent a room for less than…
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