What Are Real Return Bonds?

Real Return Bonds (RRB’s) are bonds that are issued by the Government of Canada and certain provinces.  They are issued with a fixed coupon rate, pay semi-annual interest and have a specified maturity date just like regular bonds.  The difference is that they...

Timing Is Everything

No, I’m not talking about timing the stock market to buy and sell shares.  I’m talking about timing the retail market before making any purchases.  This is the absolute best approach to saving money. When you buy when you need something right now you are forced to pay...

Stay Away From Useless Gadgets

I’m not exactly a technophobe but I fail to be impressed by all the gadgets available on the store shelves these days.  I know I’m in the minority and a lot of people (especially, but not exclusively, you guys) are enticed by things that light up and bleep. Do you...

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