Is My Two-ETF Portfolio Too Simple?

I get plenty of questions about my two-ETF retirement portfolio. Some advisors think it’s too simple – stating that a properly diversified portfolio should contain at least six asset classes. Further to that, some clients and blog readers ask me whether it’s wise to add a dash of gold, REITs, or even farmland to their…

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Weekend Reading: Problems With Trailer Fees Edition

The Canadian Securities Administration wants to reform the mutual fund fee structure in Canada and earlier this year awarded two studies to review whether commission-based compensation changes the nature of advice and influences mutual fund sales. The first report was prepared by the Brondesbury Group made it clear that commission-based advice creates problems that need to be…

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