Archive for October 2015

When I was about thirteen, I started earning extra money by babysitting the neighbourhood kids. My 35-cents-an-hour earnings were then promptly spent – probably on chocolate. Teens are a lot savvier these days. Younger teens are babysitting, dog walking, doing yard work, setting-up computers and software (for people like me) and the like. Older teens…

It’s okay to spend money on life’s indulgences once in a while. If a daily latte or weekly visit to the spa floats your boat, I say go for it. When you design your budget around the things that are important to you – while cutting out the things that aren’t – then your splurging actually…