If you think of saving for retirement as a marathon and not a sprint, investing in an RESP might then be best described as a middle-distance event. That’s because unlike RRSPs, where you hold onto your investments for three or four decades before withdrawing the money in retirement, the process for RESPs is much more condensed…

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I get a lot of questions about CPP benefits. Unfortunately, CPP uses complicated formulas to determine certain benefits and I’m sorry to have to answer “It depends.” Here are some general answers. To get accurate information about your own personal situation, I recommend signing in to My Service Canada Account , or speak to a…

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