Should You Use An Online Mortgage Broker?

When I wrote about my mortgage renewal strategy last week a reader asked if it was a good idea to visit a rate comparison website and simply select the lender with the lowest rate. No doubt if you frequent these sites you’ll have noticed the lowest mortgage...

Downsizing Retirees: Should You Own Or Rent?

There’s been a lot written about the advantages of renting rather than owning a home for young people as they try to find the right balance between their financial situations and their housing needs. These days many older homeowners are struggling with this decision...

How To Save On Meat And Produce

Meat and produce take up a big chunk of our grocery bill. According to Statistics Canada, Canadians spend nearly 20 percent of their food budget on red meat and chicken. Fruits and vegetables take up almost 24 percent of the grocery list. Here’s how to save...

My Mortgage Renewal Strategy

Our mortgage comes up for renewal on September 1st. When we bought our home in 2011 I went with a five-year discounted variable rate mortgage at prime minus 0.80 percent. Such a steep discount wasn’t available when it was time to renew in 2016, so I chose a...

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