Archive for November 2019

The last quarter of 2018 was a miserable time for investors. The S&P 500 had reached an all-time high on September 21, 2018. Three months later it had fallen nearly 13 percent – erasing 18 months of gains along the way. The TSX also fell more than 13 percent. Panic ensued, with many pundits predicting…

My investing philosophy is pretty straightforward. Invest in a low cost, globally diversified portfolio of index funds or ETFs. Add bonds to help smooth out the volatility in your portfolio. Contribute regularly to meet your savings targets. Ignore everything else. This approach comes from the belief that investing has become largely commoditized. Index tracking ETFs…