Archive for May 2025
Weekend Reading: Controversial Takes in Personal Finance Edition
Some personal finance topics spark polite debate. Others? They ignite full-blown identity crises. In his latest video, Ben Felix dives into three of the most emotionally charged subjects in personal finance: renting vs. owning, dividend investing, and FIRE (Financial Independence, Retire Early). He explains why these topics go well beyond spreadsheets – they challenge our…
Read MoreA Smarter Way to Spend Without Stress in Retirement
A few years ago, I shared a simple yet powerful idea for managing your portfolio in retirement: hold a low-cost, globally diversified equity ETF for long-term growth, and pair it with a high-interest savings ETF or money market fund to cover short-term cash flow needs (12-24 months). I called it a two-fund solution, and the…
Read MoreWeekend Reading: Your Health is Wealth Edition
I went to bed after a perfectly normal Wednesday and woke up at 3am with my heart racing. I got up, went to the bathroom, and tried to get back to sleep – tossing and turning for a few hours before getting up for good around 5:30am. I felt okay(ish) and went downstairs for an…
Read MoreSpend the Money: Tackling the Emotional Side of Retirement Planning
I’ve spent a lot of time helping people figure out if they can retire. But what surprises many is that the harder part often comes after that: convincing them it’s okay to actually enjoy their money. On a recent episode of The Wealthy Barber Podcast, I talked with Dave Chilton about this very problem –…
Read MoreThe Most Difficult Account For Investors To Manage
I recently made a bold change to de-risk my portfolio, which now consists of just 35% globally equities and 65% short-term bonds. This wasn’t in response to tariffs and global trade wars, or my gut feeling about stock markets crashing in the near term. No, this was a predetermined change in a specific account type…
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