Archive for December 2025
Net Worth Update: 2025 Year-End Review
A little over six years ago I handed in my resignation at my public sector day job to focus full-time on advice-only financial planning, this blog, and some paid freelance writing work. Suffice to say, that was one of the best decisions of my life. No more Monday morning budget meetings, performance reports, or KPIs.…
Read MoreFinancial Goal Setting For 2026
With 2025 quickly coming to a close, it’s time to reflect on our goals from this past year and set our new financial goals for 2026. Looking back, it’s going to be tough to top this year from a financial perspective. Earlier this year I had the absolute honour and privilege to speak with my…
Read MoreWeekend Reading: A RRIF Case Study Edition
Beth came to me with questions about her mother Susan’s finances. Susan is 80 and widowed. She lives in a retirement home and spends about $60,000 per year after tax. Her health is declining and she’s not expected to live beyond age 85. After her husband passed away, she now has $1.2 million in a…
Read MoreWeekend Reading: RRIF Reform, Fairness for Singles, and My First Globe Op-Ed
I had an unexpected opportunity this week. I wrote my first op-ed for The Globe and Mail, and the topic was something that has become a recurring feature of Canadian retirement debates: proposals to reduce or eliminate the minimum RRIF withdrawal percentages. The idea is often framed as a compassionate fix to protect seniors from…
Read MoreMoney Ideas I Hope More Canadians Embrace
I have no aspirations to write a book, become a YouTube star, or start trending on TikTok. I don’t want an online course empire or a podcast studio or a public speaking circuit. None of that has ever appealed to me. What has kept me going, year after year, is the quiet work: writing articles…
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