Archive for April 2026
How to Estimate Your Taxes So You’re Never Surprised
Every spring, two groups of Canadians are equally confused. The first group gets a big tax refund and feels great about it. The second group gets a surprise tax bill and feels terrible. Neither group planned for what happened. A big tax refund means you overpaid taxes throughout the year and handed the government an…
Read MoreWeekend Reading: What Happens to Your Health Benefits When You Retire?
One of the top questions I hear from soon-to-be-retired clients is some version of: “What do I do about health coverage when I leave my employer plan?” The anxiety is real. For decades, benefits were just… there. Dental cleanings, prescriptions, massage, physio – it felt like free money. Now they’re staring down retirement wondering how…
Read MoreThis Is a Retirement Plan (Are We There Yet… or Not?)
Like many soon-to-be retirees, Patricia and Charles are feeling that familiar tension as they approach the finish line. They’ve done a lot right. They’ve built up more than $1.2 million in investments, kept their spending reasonable, and stayed consistent savers throughout their careers. But that doesn’t necessarily translate into confidence. Patricia, as the higher earner,…
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