Upgrading Our House: Part Two

When it comes down to how much we can afford to spend on a house, the bank has a different opinion than I do. I take what the bank calculates with a grain of salt, as I don’t feel that anyone should extend themselves to the very limits of what they’ve been approved for.

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Upgrading Our House: Part One

A few weeks ago I met with our mortgage specialist at TD Canada Trust to discuss the process of upgrading our house. With a growing family, one of our goals is to move out of our 2 bedroom 1 bathroom house and build a larger house closer to where I work.

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Getting The Job Done

The concept behind ROWE is that employees will no longer be responsible for showing up to work at a certain time, or to attend particular meetings, or even show up to the office at all…

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Switching Banks

What would it take for me to switch banks? There are advantages to using a full service bank, such as negotiating for free banking when renewing your mortgage…

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Sweating The Small Stuff

One of the drawbacks of tracking every penny that you spend is that when something comes up that you didn’t plan for, you have to make a decision whether to stick to your budget or to loosen your purse-strings.

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