Investing In Collectibles

Some people have become disenchanted with conventional investments.  With uncertain stock returns and low interest rates many are switching to such unconventional assets such as art and collectibles. Is art an asset or investment? Art as an investment has been considered an interesting and profitable alternative.  Art sales are thriving, with buyers eager to own…

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Why More Banks Are Extending Hours, Opening On Weekends

With the growing popularity of online and mobile banking, it stands to reason that branch banking hours should be on the decline.  A decade ago, full service branches were being replaced by smaller satellite branches and ATM-only locations. But banks are staying open longer to meet the needs of our busy lives, offering extended weekday…

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Create A Retirement Income Plan

When you walk out of your place of employment for the last time it can feel kind of scary financially.  You’ll no longer be receiving the income you’re accustomed to.  There’s also the fear of not having enough savings to last the rest of your life. Where will your retirement income come from?  Will you…

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Why Do We Save?

This year is shaping up to be a great one, financially speaking. Our income is the highest it’s ever been, and we’ve managed to put about 25% of that away into savings and investments.  We’ve also nearly doubled-up on our monthly mortgage payments and so we’re on track to pay off our house in 10 to 12 years.…

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What If Your Tax Return Is Reassessed?

More taxpayers are receiving a Notice of Reassessment than ever before.  A new tax assessment unit was set up last year that works from September to March to check for things that were missed in the first regular audit and compare returns to third party sources. This new group focuses on specific areas such as:…

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Are Children’s Extracurricular Activities Worth It?

12-year old Brittanie is supposed to be practicing her piano lessons.  Instead she’s playing catch with the dog.  “Play,” yells her mother, “I’m not paying 50 bucks a week for you to take piano if you’re not going to practice.” Sometimes parents feel like drill sergeants when their children loaf around instead of concentrating on…

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Why We Aren’t In A Post PC World

Apple’s Steve Jobs proclaimed that we are entering the “Post-PC era” back in 2010.  This refers to a time when a PC is no longer needed since everything can be done from a tablet connected to the Internet. Post-PC technologies include tablets, touch screens and cloud computing.  Die hard Apple fans might agree with his…

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Best Financial Tip: Make More Money

Most people only dream about making more money, but in reality it’s easier than you think.  You can make more money by getting a raise or a promotion at work, or by changing careers to a more lucrative field.  You can also get a second job, or start your own business on the side. The…

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