Investing

Most investors can get all the investment diversification they need with certain mutual funds and ETFs. But investing in stocks can be of greater interest to some investors who seek the thrill of attempting to beat the market. When you purchase stock, you own a piece of a company, which makes you a shareholder with…

Mutual Funds and Exchange Traded Funds are a great way to establish a balanced asset allocation and get plenty of diversification. One fund might be all you need, or you might decide you want to have a different mix that suits your investment goals. Investors once needed to comb through prospectuses and annual reports. The…

The story goes that in the late fifties, Chrysler Corporation did extensive market research to see what the American consumer really wanted in an automobile. The survey results were clear. The American auto buyer wanted a sensible car with clean lines and no frills. Above all, he was tired of the large ornamental tailfins which…

Imagine you’re at the stage where you finally have a decent amount of money to invest. After a painstaking amount of research you carefully construct a portfolio of low-cost ETFs with broad exposure to global markets, plus a healthy dose of bonds to smooth out the ride. You determine your rebalancing threshold and then set-up…

The availability of exchange-traded funds is one of the best things to happen to investors in the last twenty years. What’s not to love about ETFs? Investors can get broad diversification on the cheap with just two or three funds. This simplicity is what tipped the scales for me nearly three years ago when I…

For most Canadians, mutual funds are still the mainstay of their investment portfolios. However, many investors are angry and frustrated with the high fees that are being charged on mutual funds that rarely match let alone outperform the market. Investing in ETFs seems like a good alternative. In some respects, ETFs are similar to mutual…

Confession time: I’ve never held bonds in my portfolio. I didn’t own bonds when my portfolio was filled with Canadian dividend stocks, and there’s no bonds in it today. Instead I’ve opted for a two-ETF all-equity portfolio. I don’t have anything against bonds, in fact if you were to ask me to build you a…

The Bank of Canada has increased interest rates twice since July and many are anticipating one or more hikes before the end of the year. Investors need to consider how rising interest rates might affect their portfolio. Rising Interest Rates and Inflation The effect of inflation on savers and investors is the loss of purchasing…

An investment is an asset or item that is purchased with the hope it will generate income or will appreciate to create future wealth. There are lots of types of investments – from stocks and bonds, antiques, art and collectibles, and real estate. All investments have different ways of being selected and purchased, and each…