Investing

As of January 1, 2017, Investors Group has eliminated deferred sales charges (DSC) on all new lump sum investments to their funds. The good news is that dropping the DSC is part of a new trend by investment brokers to replace this archaic charge for withdrawing your own money with a more up front fee-for-advice…

March is Fraud Prevention Month in Canada and the Alberta Securities Commission (ASC) wants investors to be on alert for any potentially fraudulent schemes disguised as too-good-to-be-true investment opportunities. To show Albertans how easy it is to become a victim of investment fraud, the ASC orchestrated a scheme of its own to raise awareness about…

I spent a total of four minutes working on my RRSP portfolio last year. It wasn’t benign neglect – my two-ETF all-equity portfolio really is that simple! I made four trades, which took about a minute each after determining how much money to invest, in which of the two ETFs to allocate the investment, and…

If you’re anything like me you started investing because you wanted to make money and the stock market just happens to be the best place to achieve inflation-beating returns over the long term. Investors must accept, however, that greater returns come with greater risk, along with the possibility that your portfolio might suffer losses of…

Each one of your goals (saving for a down payment on a home, RESPs) should have its own asset allocation. If you have only a single retirement account it’s pretty straightforward to select your investments and keep them balanced in the future. But, investors are most likely to have multiple accounts for their retirement goals. …