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Celebrating Three Years Of Boomer & Echo

It was just over three years ago that my mom and I started putting together a collection of articles that would mark the beginning of Boomer & Echo.  We didn’t have a clue about blogging or running a website (and still don’t!), but we pressed on and have written over 650 articles to date.

We started off at a torrid pace, publishing articles five times a week, until leveling off sometime in 2011 at the more familiar three posts a week.  Since then we’ve brought along a couple of excellent contributors in Andrew Martin from She Thinks I’m Cheap and Sandi Martin from Spring Personal Finance (no relation?).

With nearly 2 million page views and 8,000+ subscribers, the blog has more than exceeded our expectations.  It’s been a remarkable journey!

We wouldn’t have come anywhere near those numbers without dedicated readers like you who’ve been receiving our posts by email or bookmarking our blog to visit daily.  We truly value your readership, comments, emails and stories.

With that, we’d like to host a book giveaway to thank you all for your support.  Here’s what we’ve got:

Book package #1

1.  MoneySense Retire Wealthy: A Financial Plan for Canadians of All Ages – MoneySense is Canada’s leading personal finance magazine and they’ve put together this unique decade-by-decade approach to successful retirement planning, from your 20’s to your 70’s.

2.  Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School – Andrew Hallam amassed over one million dollars on a high school teacher’s salary.  This book is proof that you can get rich by living within your means and investing sensibly in low cost index funds.

3.  Pound Foolish: Exposing the Dark Side of the Personal Finance Industry – Helaine Olen goes behind the curtain of the personal finance industry to expose the myths, contradictions, and outright lies it has perpetuated.

Book package #2

1.  Fight Back: 81 Ways to Help You Save Money and Protect Yourself From Corporate Trickery – Consumer advocate Ellen Roseman tells you how to detect corporate tricks, how to resolve your complaints and how to get your money back.

2.  10 Ways To Stay Broke Forever: Why Be Rich When You Can Have This Much Fun? – Laura McDonald and Susan Misner, founders of Golden Girl Finance, take you through the best ways to squander your money and short change your financial future in this tongue-in-cheek look at how to live within your means.

Book package #3

1.  The RESP Book: The Complete Guide To Registered Education Savings Plans for Canadians – Mike Holman of Money Smarts Blog discusses the ins and outs of RESPs; how they work, how to get one started, and what kind of investments to buy.

2.  More Money For Beer And Textbooks: A Financial Guide for Today’s Canadian Student – My University Money authors’ Kyle Prevost and Justin Bouchard help students navigate through the post-secondary landscape and emerge unscathed (and debt free!).

How to Enter

We want to hear what kind of money topics you’d like us to write about over the next year.  More personal stories from us, more retirement stories from your fellow readers?  Frugal hacks, investment tips, case studies?

Let us know in the comments section below and you’ll be automatically entered to win one of the three book packages.

The contest will run until August 21st at 5:00pm EST and we’ll announce the winners on August 23rd.

Good luck, and thanks for your continued support!

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109 Comments

  1. Jason on August 11, 2013 at 10:28 pm

    Congrats on 3 years strong! I have been reading for just about a year now and enjoy your personal stories on daily finances, your financial life lessons and daily money saving tips. Best of luck in the next 3 years!

  2. Andrew Wade on August 11, 2013 at 11:00 pm

    I would love to read tips for someone (like myself!) about to start to invest, who is unsure whether to go with index funds, dividend stocks, bonds, etcetera, etcetera!

    I know this can all depend on personal willingness to risk, so assume someone (like myself) who is young. 🙂

    There may not be a right answer, but there sure as heck are wrong answers.

  3. Lisa Henderson on August 12, 2013 at 4:18 am

    Happy Anniversary!
    Thank you for your posts. Just keep writing in the sensible, plain english fashion you have been, and I’ll continue to be a loyal reader!

  4. Dee Evans on August 12, 2013 at 4:24 am

    Congratulations!
    I would like to hear some stories/advice about what to do with a windfall and how to invest it wisely, and more on RESP’S.

  5. Ray @ Financial Highway on August 12, 2013 at 4:59 am

    Congrats on the 3 years Rob! Feels like I have known you for way longer than that!

  6. Tom on August 12, 2013 at 5:01 am

    I’d like to invest in Index funds but am not sure exactly how to go about it. I’d like to read of someone’s step by step experiences. Going it alone doesn’t always have a happy ending does it?

  7. arenamama on August 12, 2013 at 5:14 am

    An article about necessary steps to take in the event of a spouse’s/partner’s death would be helpful.

  8. John on August 12, 2013 at 5:26 am

    Congrats. on your 3 years. I enjoy your range of articles. I’d like to see some ideas on C.P.P. payments, if it is wise to start collecting early ?

    Thanks,

    John

  9. Rosemary Wells on August 12, 2013 at 5:47 am

    I like the variety of topics you choose and enjoy the writing style…..easy to read and interesting. As a junior senior, I am interested in what to do in retirement……travel, relocate, snowbird options, finances, CPP, discounts……

  10. Miriam Kearney on August 12, 2013 at 5:54 am

    I’d love to see more articles about living in retirement with limited resources. They say most Canadians are poorly prepared for retirement; if this is true, most of us are not wealthy and need to learn now to live on a fixed income when nothing else around us stays fixed.

  11. Ron Suter on August 12, 2013 at 6:22 am

    Three years is a great milestone – congratulations! As we boomers move into retirement we need more information on how to turn our investments into income. Our generation was reasonably good at building wealth but I think there is a paucity of objective information on converting this into retirement income.

  12. TobyJr on August 12, 2013 at 6:33 am

    I’d like to see articles about planning your will, duties of an executor and how to talk to your aging parents about their wills.

  13. Hannah on August 12, 2013 at 6:33 am

    Congratulations on your three year anniversary. I just retired less than a month ago. I would be interested in an article about how other people segue into retirement. How do you stop feeling like it is “Saturday”, or that you are on “holidays”. How do you start living the next chapters of your life? Thanks.

  14. Tom Carrothers on August 12, 2013 at 6:36 am

    Congratulations on three great years of articles.
    I would like to read more articles on managing retirement in a tough economy. I am well past the “Freedom 55” and am still trying to make a living to be able to afford a moderate life style and hopefully someday enjoy “Freedom 75”

  15. AmAnda on August 12, 2013 at 6:40 am

    Congrats. How bout an update on Canadian groceries. No matter how hard I try I can’t seem to get it as low as what some of the American blogs say is possible.

  16. Cindi on August 12, 2013 at 6:43 am

    Congratulations on your sucessful 3 year run! I enjoy your down to earth writing style. Clean & simple. Keep the stories coming on affortable retirement planning, investing, debt & saving ideas for younger people. Thanks.

  17. Tom on August 12, 2013 at 6:45 am

    I have gradually unsubscribed to most online financial advice blogs but this one keeps me interested.
    I’d be interested in reading about others’ experiences converting term insurance to whole life insurance before the term insurance comes due.
    As well, I’d like to learn more about Long Term Care. I know three different people who have purchased it from Sun Life but I don’t know of anyone who has actually had to access it.

  18. Gary on August 12, 2013 at 6:51 am

    congratulations to you both on 3 great years! i enjoy all your articles and have hooked my kids on your site. more articles for those of us already in retirement would be appreciated. keep up the good work.

  19. Dennis Seebach on August 12, 2013 at 6:53 am

    I’d like to see more articles on cheap travel and investing while you’re retired, great posts, I enjoy them very much.

  20. Blake Schmidt on August 12, 2013 at 6:58 am

    Hey congrats on the 3 yrs . I would like to see more story’s from retired people .

    Thanks
    Blake

  21. BGhosh on August 12, 2013 at 7:01 am

    I found your blog only recently and have already turned into a dedicated subscriber. Please keep up the good work. I really like the financial advice delivered here through personal stories. Would love to see suggestions for new parents who are not so young.

  22. Marilyn on August 12, 2013 at 7:11 am

    Congratulations on three years! I would love to see more personal finance examples on saving in daily living, RESPs, budgeting for children and retirement, home renovations, etc. I would also like to see posts on index investing, couch potato portfolios, and informative posts on income tax.

    Looking forward to the next three years!

  23. Tracey H on August 12, 2013 at 7:12 am

    I’d love to see some articles on relocating (both internationally and domestically) in retirement. Maybe one article comparing various countries and their costs and pros and cons of moving there. Another one on maybe the best place to retire in each province (for those who want to change provinces or who want to find a nice place in their own province). I also like the idea of an article on CPP (take it early or late), especially now that younger people can’t take it until even later.

  24. Clayton Tompkins on August 12, 2013 at 7:15 am

    Yours is one of the few blogs I read on a regular basis…good stuff !! I would like to see articles/stories on the pros and cons of managing the finances of one’s aging parents.

  25. John on August 12, 2013 at 7:17 am

    This is the best site I have ever come across. Have been reading it for a few years and every article is excellent. The financial information and advice is priceless. The personal stories are excellent. Such a learning experience. I have learned so much about investing, saving and financial matters. Keep up the excellent work. I look forward to seeing BOOMER AND ECHO in my inbox.

  26. John on August 12, 2013 at 7:23 am

    I forgot to mention that it would be nice to more on retirement situations. Your financial tips are great.

  27. hk on August 12, 2013 at 7:46 am

    Congrats…..great articles….lets have more on gender specific ie women over 50, teen girls spending habits, boys and their toys, seniors and travel also single senior travel Cheers

  28. Andrea Spires on August 12, 2013 at 7:50 am

    Great milestone achievement!
    I like your down to earth style of writing that doesn’t talk over my head; your articles trigger me to find more information on topics that interest me and introduce me to other great bloggers–thanks!
    I would love to hear more about investing from the ripe middle-age while earning in a middle class tax bracket.
    We don’t have a ton of money but we are moving into real estate investing and will be taking equity it earns to then invest somewhere…but where? Retirement is only 25 years away… 🙂

  29. MG on August 12, 2013 at 7:53 am

    Congrats on 3 years! Just think of all the hours you have devoted to this site – I certainly appreciate it. My favourite articles are the real life stories from other retirees. Makes for fascinating reading – probably because I have also taken early retirement.;) Also would like an update on the Canadian Aristocrat list…
    Cheers,
    MG

  30. Robert Wong on August 12, 2013 at 7:58 am

    Congratulations on your milestone! My mondays, wednesdays and fridays are not the same without your blog!

    Would like to read more on the progress of your retirement plans and savings and RESPs for children!

    Keep up the good work
    Rob

  31. Jane on August 12, 2013 at 8:03 am

    Congratulations on your third anniversary. I’ve really enjoyed most of your postings and often share them with my kids. I have retired and my husband should be retiring within the next 12 months. One child is living away and working independently from us, the other is leaving home this month to continue on with her final two years of university.

    Most interesting topics for me are advice for young people starting out – how to budget, save and plan to invest. Also, anything relating to investing for retirement income for those of us without pension plans.

    Great job – keep it up!

    Jane

  32. Tom on August 12, 2013 at 8:09 am

    I recently pressed my FA to give me the actual dollar amount my funds cost me per year, a piece of information about which advisors aren’t very forthright and which, in the next three years, will become mandatory.
    I’d like to hear about others’ experiences in this matter.
    Keep up the good work.

  33. Charlene on August 12, 2013 at 8:09 am

    I would really like more info on how to find tax savings for self-employed individuals. There seem to be plenty of articles for people who aren’t self-employed, however, in this day and age it is seemingly more difficult to find employment. How can you help this group? Any tips would be greatly appreciated.

  34. Danny on August 12, 2013 at 8:09 am

    Thanks for these interesting articles.
    With mutual funds in Canada having huge MERs, I would like to read about ETFs that increase their distributions on a regular (or yearly) basis. It is important for income to increase more than the cost of living.
    Congrats.

  35. Mike on August 12, 2013 at 8:16 am

    Very informative site, which I enjoy and appreciate.
    Your best posts are ones like “10 fees you can avoid paying” or “your bank is not your friend”, where you have a writer who is clearly well-versed in a particular segment that I know little about.
    I find that your “personal experiences” articles to be less useful simply because my personal situation probably does not match that of the writer.

  36. Victor on August 12, 2013 at 8:23 am

    Congrats on the 3 year anniversary and hope there’s many more. I’ve been reading for about a year now after seeing one of your articles in the paper. Very insightful information. Keep up the good work

  37. Elaine on August 12, 2013 at 8:42 am

    Happy Anniversary! Thanks for all the great articles. I look forward to reading them every morning. For me, I’d like more articles for small incorporated business owners who need help planning for a retirement. For example, knowing that we need to make up the amount a company pension plan would have provided us, how much do we need to save in the company?

  38. Teresa on August 12, 2013 at 8:47 am

    Congratulations on your three year anniversary! It is great receiving Information for Canadians.I can relate to Boomer but my Echo’s are younger and just starting out. So information for them would be helpful.

    Maybe effective ways of moving inter generational wealth, how to assist( weddings, home purchases) with our Echo’s.

    Legacy planning, how to organize for your executor and heirs .Best ways of preserving wealth inter generationally.

    Though this would not be of interest to everyone, effective financial planning for a disabled/dependant child.

    Thanks for the enjoyable reads over the past three years:)

    • Tom on August 12, 2013 at 10:47 am

      Re: investing for a disabled adult/ child
      http://www.cra-arc.gc.ca/E/pub/tg/rc4460/rc4460-12e.pdf

      • Teresa on August 12, 2013 at 1:04 pm

        Thanks Tom, I am familiar with this site and maximize the amount we can deposit every ye at. I am interested in strategies to maximize the RDSP’s in long term investments. Also am looking at focusing our TFSA’s to invest eventually for this child, some RRSp’s within Family trust. Also now looking at how to invest his disability when he receives it at 18. Whew… Can tell I think about how to generate income for long after I am gone.

  39. Nicole Aben on August 12, 2013 at 9:25 am

    Congrats on the anniversary, I really enjoy your posts! I would like to see something on how to get a will started, different ways to go about it (i.e. lawyer or not) and the costs. Also I’d love to learn more about index funds and RESPs.

  40. Jesse on August 12, 2013 at 9:26 am

    I have just started a small business and any info regarding best business credit cards, business tax savings and financial info that might help would be appreciated!

  41. Peter on August 12, 2013 at 9:33 am

    I am interested on any advice you would have for someone that is just entering retirement & unsure what the best strategies are for minimizing tax & making the best use of your savings.

  42. Lynda Williams on August 12, 2013 at 9:40 am

    Congratulations on 3 years. I love all the money saving tips around the house. I would also like to see some advice for teenagers with a part time job on how to invest / save in the medium to long term. I’d also be interested in finding out how much biking might save on transit costs given the high price of a good bike and repair costs.

  43. Joanne on August 12, 2013 at 9:54 am

    I have enjoyed reading your posts on my email. I have young adults in my family who are interested in learning how to invest and save for things like a home etc. I think information geared directly at this age group would be helpful in addition to the info you already provide.

  44. Emy Li on August 12, 2013 at 9:58 am

    Congratulations and thank you. Currently I am in transition, mom of three (14, 12 and 8). Soon to be single, just over 10 years to retirement.

    So……anything you do is of interest. First, tips for turning $30,000 into a mil. I figure that’s how much I will net after the house is sold.

    Next tips for getting the kids through school outside of their paltry RESP.

    Specifically, programs, resources, etc. Lastly, retiring overseas, retirement hotspots and anything that would help me plan ahead.

    Keep up the good work.

  45. Bernie on August 12, 2013 at 9:59 am

    Happy Anniversary & Congratulations!
    I’d love to see more retirement stories and more dividend growth articles. The odd seasonality article and some technical analysis primers would be nice as well. All the best 🙂

  46. Ash on August 12, 2013 at 10:11 am

    Congrats and Happy Anniversary….!
    More stories from retired people…???

  47. Randy on August 12, 2013 at 10:18 am

    Congrats on 3 years. I enjoy your articles.

    I would like to see something on the pitfalls or problems in preparing your own will. Are there legal ramifications one should be aware of?

    Also some case studies of retired or soon to be retired couples that do not have cushy government retirement plans. Something that most of us do not have.

  48. Mary on August 12, 2013 at 10:29 am

    Congratulations,

    I am always appreciative of your helpful advice in many different areas as I am a single person trying to run a household. I am 5 years away from retirement and have been taking a diploma/degree program in anticipation of working in a different field a few days a week in retirement. I am seeing a lot of universities/colleges getting on the bandwagon to encourage seniors/mature learners to enter a new field offered online or in a manner conducive to a work schedule. I would like to see a analysis of how truly relevant( ie job prospects upon graduation)these new programs really are. I am interested in the following areas as well:

    – Tax tips for self employed and contract workers
    – Frugal single or senior travel
    – Tips on how and where to hold American stocks or funds in a Canadian portfolio without incurring extra taxes or fees.
    Thanks for all your good advice and keep up the good work,
    Mary

  49. joe on August 12, 2013 at 10:35 am

    Happy anniversary. Being retired I would like more stories on how to invest the money I have accumulated. Stories on the use of ETF’s and which ones are better for an all around portfolio, thank you and keep up the good worl.

  50. Boris on August 12, 2013 at 10:47 am

    Great job, keep it up. Love the personal stories on retired people, keep them coming.

  51. Helen on August 12, 2013 at 11:30 am

    Happy anniversary!! LOVE your blog, keep up the GREAT work! Some great topics that I am recommending is how much needs to be saved for retirement, what do I do with my money when I retire (i.e. put it into an annuity) – what are the tax impacts, how do I ensure that I am not leaving a big tax bill for my dependents? Which order should I spend my retirement savings (TFSA first vs. RRSP vs. other cash savings)?

    Also really enjoy the personal stories on retired people – perhaps more of these in the future?

    Thanks!

  52. Jesse on August 12, 2013 at 11:38 am

    Thanks for the post, the books look really interesting!
    I really enjoy your blog and have recommended it to others.
    Thanks, and keep up the good work. 🙂

  53. Still in Transition on August 12, 2013 at 12:07 pm

    Thanks for some great articles. I like the real world experience stories.

    I would like to see some tips, articles for the person who is going / has gone into a ‘step-family’ situation.
    With such things as estate planning, budgeting, investing, etc.

    Thanks – keep it up.

  54. Roadmap2Retire on August 12, 2013 at 12:14 pm

    Congrats on the 3rd anniversary of your blog. Keep up the great work!

  55. Armaan on August 12, 2013 at 12:59 pm

    Congratulation!!

    Great work, i been reading your post since long time and i really like. Its not that frequent. All types of topics are covered in the blog, you can include other cost saving example in your blog as well!!

    Thanks

  56. Katie on August 12, 2013 at 1:26 pm

    Cheers to 3 years!

    I really enjoy reaading your articles. It would be nice to see some articles on tips for saving for post secondary graduates who are just starting out in the workforce.

  57. Marilyn Mullen on August 12, 2013 at 1:47 pm

    Love the articles – I always learn something. AS I am one of the ‘baby-boomers’ nearing retirement, I am always on the lookout for advice on investing for the retirement years; buying annuities; TFSA; tax efficiency etc. Keep up the good work.

  58. Ben on August 12, 2013 at 2:24 pm

    Congrats!

    Since I am a student, I like to read articles about student finances, as well as beginning to invest, and how to approach major purchases like car/house/wedding.

    Keep it up thanks!

  59. Doug Quan on August 12, 2013 at 3:21 pm

    I would love to hear some opinion / advice on the benefits (or detriments) of “cashing out” on the commuted value of a strong government pension.
    I have read much on the subject but remain undecided…A friend and colleague just passed away today !!! at 50 yrs old…so it puts the issue back on the table for me again. I have a one year window to decide!
    Thx, DQ.

  60. Leanne B on August 12, 2013 at 3:24 pm

    I’d love to hear more from Robb about his saving practices with a young family, since we’re in a similar place. My husband and I also both belong to a DB pension plan, so more info on best methods of saving in addition to the DB. Thanks and love the blog!

  61. petra on August 12, 2013 at 3:25 pm

    Three years is a milestone. Congratulations! I enjoy your personal stories. Anything about investing and frugal hacks is great, too. Wishing you another wonderful year!

  62. Greg on August 12, 2013 at 3:37 pm

    Congrats on 3 years! I would like to here more strategy advice on whether to hold investments for longer term to acquire market gains (dividend payouts, etc) and use new funds to continually invest in other markets or to set a profit gain number (target profit gain that says you sell when you hit this) in your current investments and sell them when you hit this number then reinvest in another market/stock?

  63. Sandra on August 12, 2013 at 3:49 pm

    Tsxation

  64. Michel on August 12, 2013 at 3:52 pm

    I would like to read more on safe or relatively safe alternatives to the dismal returns GICs yield. Nobody is going anywhere with return numbers that are under the inflation numbers…

    Keep on the good work !

    M.

  65. Bill on August 12, 2013 at 3:53 pm

    Congratulations! I like hearing of the experiences of others, on just about any subject. A bevy of good tips learned that way

  66. Sharon on August 12, 2013 at 4:04 pm

    Thanks for you informative and interesting newsletters. In response to your contest I would like to say that I find most of your articles to be helpful and interesting.

    I am 62 and my husband is 64. I am always especially drawn to the early retiree stories and frugal living ideas. We won’t be rolling in bucks$$ but we certainly try to manage our money in a sensible way while we continue to work and try to enjoy life as well!

    Thanks for your information and keep up the great job!

  67. Frank on August 12, 2013 at 4:06 pm

    Enjoy reading all your articles. Since I’m nearing retirement I would love to see more articles on that.

    Keep up the great work.

  68. Helen Hercun on August 12, 2013 at 4:24 pm

    Congratulations!!
    Love reading your articles as they are short and to the point.
    Keep up the good work.
    Tips on retirement planning at later ages – 50+ are most welcome.
    Helen

  69. Wendi on August 12, 2013 at 5:21 pm

    I’d like to read more about those people who have been retired for at least 3 years.
    In general, what they did for a living, how they saved, set up their retirement plans and what they spend their money on now.

  70. Kat on August 12, 2013 at 5:34 pm

    Congrats on your 3 years!

    I would love to see some case studies. I would be really interested in anything that has to do with government programs for seniors that need to modify their homes. Any tips for first time home owners would be wonderful as well.

  71. Greg Dale on August 12, 2013 at 5:42 pm

    Personal finance management is a learned habit and I find todays society promotes lavish spending rather than frugal living. Having Boomer and Echo in my inbox as often as it is, reminds me to keep my eye on the ball and think long term and not just do whatever everyone else is doing. I enjoy any discussion on investment strategies and asset allocation.

  72. L. Verheyen on August 12, 2013 at 6:47 pm

    Congrats on your three year anniversary! I would suggest creating some articles around incorporating charitable giving into estate plans. There are so many ways to do so, some more strategic than others (combining different investment vehicles), for any wealth level.

  73. Con522 on August 12, 2013 at 6:48 pm

    Congratulations on 3 years, I’ve only been following for a year or so, but enjoy all the info. Please share real people stories, not the multi million dollar scenario’s that financial community would have us believe we need. People are more disciplined and encouraged if they can relate and feel they can succeed.

  74. Dave on August 12, 2013 at 7:34 pm

    Congrats,
    Would love to hear from recent retirees and how they are getting by with their new fixed income level. Are they happy with their retirement income and can they do everything they hoped to do when they retired?

  75. David on August 12, 2013 at 7:42 pm

    Congratulations on your Blog. I would like to see more advice on investing during retirement. Thanks!

  76. AL on August 12, 2013 at 8:13 pm

    Congratulations on your 3 Years!!
    I look forward to reading your emails on a daily basis and look forward to receiving them for ample more years.

    I would like to read about top REITs and top index funds along with best dividend yield common stocks.

  77. Ginette on August 12, 2013 at 9:18 pm

    Congrats, would love to read more about retirement planning and retirement stories. Financial makeovers are also a favourite, usually with an opportunity to learn.

  78. Herbert on August 13, 2013 at 2:41 am

    Congrats on your 3 years. I really enjoy reading experiences that you share and going over your knowledge of the investment world. Job well done!

  79. Bob Turnbull on August 13, 2013 at 4:31 am

    Great stuff. Keep up the good work. I am interested in reading about setting up DRIPS and also online investing…..who are the best providers and some resources to assist in online investing.

    Keep up the great work.

  80. My Own Advisor on August 13, 2013 at 5:04 am

    Congrats on a stellar 3 years and becoming one of the most recognized and respected PF blogs in Canada!

    More retirement stories, those that have been there and done that (or tried to do that) would be helpful. Experience is often the best teacher and anyone at any age can learn from stories to tailor lessons learned for their own financial plan. 😉

    Keep up the awesome work.

    Mark

  81. Lee on August 13, 2013 at 5:51 am

    Great articles Jim. Thanks for all the helpful advice!
    We currently have three children in university. Are there books, resources for them to help them manage their money successfully? Are there resources to aid parents trying to help? A great three years! Thanks again!

    Lee

  82. Kevin Press on August 13, 2013 at 8:52 am

    Congratulations!

  83. Brian Reid on August 13, 2013 at 9:43 am

    Have been a subscriber and avid reader of your posts for the past 2+ years. Have my 4 adult children now reading regularly. Your topics are always current and relevant and particularly like that they have local Canadian references that we can relate to. Many in my generation are relatively good savers but have missed out on early investment advice. Keep up the good work on helping our young adults stay ahead of the curve with their future financial security.

  84. Steve B. on August 13, 2013 at 10:37 am

    Congrats on 3 years! Great work!!!
    Here are my writing suggestions…
    1. 10 best (cheapest) places to retire in Canada.
    2. Best health care plans for seniors.
    3. Retailers/banks offering the best deals for seniors.
    4. Housing – who’s going to buy all the monster homes when Boomers downsize?
    5. Are Boomers spending their inheritance rather than investing it?

  85. Echo on August 13, 2013 at 11:57 am

    Thank you all for your amazing support and for suggesting such great ideas for blog topics. We really appreciate it!

  86. Lama on August 13, 2013 at 12:01 pm

    Congratulations !!
    I would like to see articles about teaching our children about money, how do you instill good money management habits at a young age.
    Thank you … and I hope I win one of your amazing books packages 🙂
    Lama

  87. Rajib on August 13, 2013 at 2:55 pm

    Congrats on the big milestone!
    I’d like to read articles about preparing for retirement as well as any stories about regrets – lessons on what not to do.
    Congrats again. I enjoy reading your articles.

  88. Beth on August 13, 2013 at 5:32 pm

    Congrats on the anniversary! It’s a testament to your great content that you’ve gained such a following.

    I find your investing posts to be really useful — l definitely need to learn more about that, and your perspective and information has been helpful.

  89. Patty on August 13, 2013 at 11:22 pm

    Congratulations! All of your articles are very helpful and interesting. I’d especially like to see more articles regarding health care and support available for teh elderly, estate planning and educating young people about investments, taxes and frugal living.

  90. glenn on August 14, 2013 at 6:58 am

    Congrats on your 3 year anniversary! I would like to see you on FB so I could spread the word!

    I would also like if you could give more working examples of your topics. For example everyone always talk about planning for the future and creating a financial plan. What the heck does that mean? Does it mean that if you want X amount at the end you need to invest in things that would give you a certain percentage in dividends?? I don’t know that’s why i’m asking! 🙂

  91. glenn on August 14, 2013 at 7:01 am

    I was reading through the posts here. Looks like you need some forums so people can just chat about the different topics. You can just be the facilitator!

  92. Bryan on August 14, 2013 at 7:10 am

    Congratulations on the milestone! I have thoroughly enjoyed the website since I first stumbled upon it almost a year ago. The most helpful article early on was the credit card rewards comparison, and would love to see that as a constantly-updated article. I would also think hearing more about typical do’s and don’ts and their risk vs. reward would be great. I really enjoy everything you do and have done in the past. Keep it up!

  93. Andrea McGilvray on August 14, 2013 at 7:57 am

    Congrats! I love the suggestion for hosting forums for the various topics.

  94. Kathleen on August 14, 2013 at 9:37 am

    Congrats on celebrating 3 years of blogging. I’ve only discovered this about 6 months ago and often provide some of your articles to my clients as a supplement. They’re now avid readers of your blog!

    I would like to see more financial guidance for people in 30s and not married, no kids, and no house or combo of everything. I don’t see too many stories like that.

    Also, a good beginner’s guide (aka layman’s terms) in getting started with investing. You may have written this already but didn’t see it in my search.

  95. Lisa G on August 14, 2013 at 3:46 pm

    I would like to know what happens when you make your final mortgage payment, are there fees involved, is there any way to avoid those fees? Our last payment will be in 15 months, at that time, what do I do with all this extra money I’m going to have so it doesn’t get eaten up by lifestyle inflation?

    Love you blog

  96. Phyllis on August 14, 2013 at 4:43 pm

    I really enjoy reading boomer&echo articles. I would like to learn how to figure out what I’m actually earning/losing, how the interest and the fees are calculated, etc.

  97. Jennifer on August 14, 2013 at 7:40 pm

    I just recently found your blog, and love it for the variety of topics! Here are some suggestions for more: successful transitions to retirement – what does that look like? For those of us without pensions, how much should we be investing in non registered investments to help us with large purchases in retirement? When we get to retirement, how does the money we’ve invested start coming out – how much does the government dictate vs the level of flexibility we have over our RRIFs? I often wonder if we take all the savings advice to heart and successfully save all our working lives, how hard will it be to transition to retirement where you no longer save – will we be bad at spending money at all after 30+ years of saving?

    My 2 cents. 🙂

  98. Unretiring RN on August 14, 2013 at 7:53 pm

    I am interested in retirement topics. I am a nurse, retiring eventually, with a pension and I find there is generally a culture of silence from retired nurses! Perhaps I will start my own blog, nurses preparing to retire, CPP, OAS, income splitting etc love your blog..

    • Tom on August 14, 2013 at 8:02 pm

      Why a culture of silence, I wonder? That’s interesting. Is it be use it is historically sort of a women’s profession and also historically women didn’t really take ownership of their finances? Just wondering.

  99. Lina on August 15, 2013 at 9:40 am

    Congratulation on your blog’s three years. I enjoy reading your posts on investment strategies, especially the posts where the investor only has a small amount of income to invest.

  100. Manjit on August 17, 2013 at 6:07 am

    Congrats on 3 years! I really enjoy the personal stories at different stages of life. I would like to see more articles about managing money with competing priorities such as children, debt and retirement.

  101. RedNuker on August 17, 2013 at 12:37 pm

    i would like more investigative writing about the “shady” characters and practices who want to separate me from my hard-earned money.

  102. cmtchuck on August 18, 2013 at 6:59 am

    Best wishes for many years to come,
    Topic:
    -Tax saving strategies, beyond regular RRSP, TFSA, etc
    -senior benefits & privileges
    -areas of “lost money/unnecessary cost”
    Thx

  103. Judy on August 18, 2013 at 8:17 am

    Congrats on three years – wow, how time flies. I would like to see more articles regarding the transition into retirement, particularly how to generate purpose in retirement, envisioning retirement goals including mental, physical, spiritual and financial health. Thanks so much for doing what you do – I have learned so much.

  104. Teresa on August 18, 2013 at 8:54 am

    I was just listening to a pod cast from Clark Howard. He mentioned that people born 1955 and earlier generally have access to some sort of pension income. But people born between 1956 and 1975 do not necessarily and may not have saved / are saving sufficiently to supports their retirement. He mentioned this demographic will be hard hit in retirement years as they have less time then anybody born after 1975 who has encountered different economic factors and may have a different mindset about what government pensions are out there and how much they will need to save for them selves.

    I think his findings ( probably could search on his web site) could be comparable in Canada.

    Thank- you again for a great website especially geared to Canadians

    Also came about a term called slow vacations. Possibly the way many of us would like to travel as we start our retirements. Incorporates less travelling and more of a stay action in one place .

  105. Dani on August 18, 2013 at 9:40 am

    Congratulations on your 3 year anniversary! Your articles are really good and cover most of the subjects.

    I would like to see some articles for the young ones starting colleges and tips to manage their finances.

  106. Erin on August 19, 2013 at 1:05 am

    I enjoy seeing Boomer and Echo in my inbox. Thinking of retiring soon so enjoy reading about that.

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