Posts Tagged ‘Rewards’

There has been plenty of upheaval in the rewards cards space over the past 12 months.  It started when TD bought MBNA Canada’s credit card business and promptly slashed the benefits on what was arguably the best cash back credit card in the country, the Smart Cash MasterCard.  More recently, Capital One discontinued its Aspire…

A new ad campaign by Visa is drawing the ire of retailers and small businesses across the country.  Smallenfreuden, or the joy of small, is Visa’s attempt to get consumers to use their credit card for small purchases under $100. The ‘small’ purchase segment is dominated by debit and cash users, and retailers would like…

When TD bought MBNA’s credit card portfolio I knew it spelled trouble for my favourite cash back credit card, the Smart Cash card.  Sure enough, about a year later, MBNA announced some pretty drastic changes to limit the amount of cash back you could earn with Smart Cash. Related: MBNA Smart Cash MasterCard Review So…

I’m always looking for ways to maximize my rewards and earn cash back for my everyday spending. Recently I’ve discovered that the best cash back credit card in Canada is the Scotia Momentum Visa Infinite.  Here’s why: Many of the top cash back credit cards try to entice you with a bonus offer – whether…

It’s nice to get cash back rewards on your credit card spending, but the top cash back credit cards come with an annual fee that can take a bite out of your earnings. If you’re not a big spender, the best option is a no-fee cash back credit card. Best No-Fee Cash Back Credit Cards…

Loyalty programs are everywhere, it seems like every company has one these days.  Our wallets and purses are bursting at the seams with plastic cards and mini-cards attached to our key chains.  94% of Canadians are a member of at least one program. If we’re all members of loyalty programs, that must mean they’re good…

It’s no secret that I love using the MBNA Smart Cash MasterCard for my everyday spending.  I’ve been using this cash back credit card for over a year and have received over $700 in cash back rewards so far. Recent changes from MBNA have reduced the amount of cash back you can earn with the…

Many people like the idea of using a rewards program to collect points and save money on travel.  Some of the best credit cards are travel rewards credit cards, which can help you earn points faster and enjoy perks like free airfare, or upgrades when you travel. I use the MBNA Smart Cash MasterCard as…

I use a cash back credit card to earn credit card rewards on my everyday purchases and monthly bill payments. Since I spend the money anyway, I like to use the method of payment that gives me the best return. You need to look at your overall spending habits to figure out the best credit…