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Archive for August 2011

4 Reasons Why I Don’t Use A Mortgage Broker

By Robb Engen | August 31, 2011 | 118

Why aren’t more people using a mortgage broker when they buy a house? Let me share 4 reasons why I don’t use a mortgage broker, and probably never will:

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How Do You Analyze Potential Investments?

By Boomer | August 30, 2011 | 11

Here are three ways you can analyze potential investments to decide if they are worth it – quantitative analysis, fundamental analysis, and technical analysis.

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The Dividend Gross-up and Tax Credit Mechanism

By Guest | August 29, 2011 | 8

An insidious feature of the dividend tax credit is that the grossed-up dividend and not the actual dividend is used to determine your Old Age clawback, age credit, HST credit and property tax credit.

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Back To School Shopping

By Boomer | August 25, 2011 | 6

Back to school shopping is a huge expense that can be reduced through judicious planning and budgeting. Not everything needs to be brand new or even bought all at once.

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Good Customer Service: Finish What You Start

By Robb Engen | August 24, 2011 | 11

Good customer service is about finishing what you start. Over the past two weeks as we moved into our new house I have experienced the good, the bad and the ugly side of customer service.

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What Are Real Return Bonds?

By Boomer | August 23, 2011 | 7

Real return bonds are mainly a buy-and-hold investment. They are best purchased when inflation is expected to rise.

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How To Survive And Thrive As A Single Income Family

By Robb Engen | August 22, 2011 | 16

After a few months of struggling to save money and reduce our expenses we eventually found our groove and are not only surviving, but thriving as a single income family.

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Timing Is Everything

By Boomer | August 18, 2011 | 6

I’m not talking about timing the stock market to buy and sell shares. I’m talking about timing the retail market before making any purchases.

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When Interest Rates Are Low Should You Pay Off Debt Or Invest?

By Robb Engen | August 17, 2011 | 13

Low interest rates are here to stay, so should you take advantage of cheap borrowing costs to pay off debt or should you use this opportunity to invest your money?

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Stay Away From Useless Gadgets

By Boomer | August 16, 2011 | 8

I’m not exactly a technophobe but I fail to be impressed by all the useless gadgets available on the store shelves these days.

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