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Archive for December 2011

Should You Keep Your Company Pension Or Take The Commuted Value?

By Boomer | December 29, 2011 | 14

Employees may be given the choice to stay in the company pension plan and receive a lifetime monthly pension at retirement, or take the commuted value out of the plan.

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Retirement Plan B: A Light Hearted Look

By Boomer | December 27, 2011 | 9

If I don’t think I’ll have enough money to live comfortably in my old age, I have a retirement plan B – move in with one of my kids!

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RDSP: Registered Disability Savings Plan

By Robb Engen | December 26, 2011 | 2

An RDSP is an effective tool that can help families manage the financial costs associated with having, or caring for, someone with a disability.

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Joint Accounts: Understanding The Risks

By Boomer | December 22, 2011 | 2

There are two ways that a joint account can be held: joint with right of survivorship and tenants in common. You need to understand the risks.

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Will You Be Better Off Financially Next Year?

By Robb Engen | December 21, 2011 | 14

According to a recent survey, 36 per cent of Canadians think they’ll be better off financially next year compared to this year. Here’s why:

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Is Your Investment Loan Tax Deductible?

By Boomer | December 20, 2011 | 4

Not all investment loans qualify. An investment loan must meet certain specific criteria before the interest payable is tax deductible.

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American Depository Receipts

By Boomer | December 15, 2011 | 6

American Depository Receipts, or ADRs, are stock certificates of a foreign company that are registered in the name of a U.S. trust company or investment bank.

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Is A Long Commute Destroying Your Job Satisfaction?

By Robb Engen | December 14, 2011 | 12

For many of us, commuting to work is routine and causes little concern. Others, consider a long commute to be a waste of time and a source of stress and frustration.

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Financial Procrastination: Paying The Price

By Boomer | December 13, 2011 | 0

One of the worst prices you pay for procrastinating is in the financial or wealth area of your life, yet procrastination is the most common excuse for not getting important things done.

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ecoEnergy Retrofit Program

By Boomer | December 8, 2011 | 6

I researched the rebates our governments offer for making your home more energy efficient. With the ecoEnergy retrofit program, homeowners are eligible to receive up to $5,000 in grants.

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