This year has been heavy on spending with not much focus on saving.  The spending is purposeful, though, as we borrowed $35,000 on a line of credit to develop our basement, which will increase the value of our home. The interest rate on the line of credit is 3.5 percent, so using it to pay…

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Part of the new Aeroplan credit card agreement meant that some CIBC Aerogold accounts were sold to TD.  Those affected by the move were to receive a letter from TD, along with a new Aeroplan credit card, prior to June 16th when their CIBC Aerogold account would be deactivated. Related: Three Rewards Credit Cards Worth…

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