One of our readers, Joy, commented on the decision to downsize from their large home to a small rental bungalow.  She states, “At this point we don’t expect to own a home again – we plan on being renters…the whole concept of being a renter is very freeing.” Joy mentioned that their lawyer told them…

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I’ve spent the last five years convincing myself – and many of you – that I’m a sophisticated do-it-yourself investor with a sound strategy that will outperform the market over the long run. My dividend growth investment approach has indeed performed well, returning over 16% per year since 2009. But the stock market in general…

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